Fee-free overdraft up to $100.¹ Get paid up to 2 days early with direct deposit.² Grow your savings.
- Direct Deposit Enrollment Form Account Information Amount Voided Check The image of this voided check may be provided to your employer or other payer for no other purpose except to set up direct deposit to your Chime Account. Authorization I authorize (employer/payer) to initiate credit entries, and, if necessary to initiate any debit entries to correct previous credit errors, to my Chime.
- When you receive direct deposit to your Online Chime Spending Account, you can access your funds up to two days early¹. No waiting for your money, and no paper check to get lost in the mail. You'll get paid as soon as the money is available – which is often up to two days before traditional banks. How to get paid early with direct deposit.
Learn how we collect and use your information by visiting our Privacy Policy›
The Bancorp Bank or Stride Bank, N.A.; Members FDIC
Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa ® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. And may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank. They make you write 'for chime deposit only' on checks and if the system can't read the check (they never can) then they tell you to retake the picture over a dozen times as if you cannot hear what they are saying. Meanwhile, they can see every picture you take and can see that you are taking clear pictures, they just don't want to help.
Overdraft fee-free with SpotMe
We'll spot you up to $100 on debit card purchases with no overdraft fees. Eligibility requirements apply.¹
Get paid early
Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa ® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. And may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank. They make you write 'for chime deposit only' on checks and if the system can't read the check (they never can) then they tell you to retake the picture over a dozen times as if you cannot hear what they are saying. Meanwhile, they can see every picture you take and can see that you are taking clear pictures, they just don't want to help.
Overdraft fee-free with SpotMe
We'll spot you up to $100 on debit card purchases with no overdraft fees. Eligibility requirements apply.¹
Get paid early
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!²
Say goodbye to hidden fees³
No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees apply.
Make your money grow fast
0.50% Annual Percentage Yield (APY)⁴. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with alerts
You're always in-the-know with daily balance notifications and transaction alerts
Security & support you can trust
Serious security
Chime Direct Deposit Saturday
Chime uses secure processes to protect your information and help prevent unauthorized use
Privacy and protection
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC
Friendly support
Chime Direct Deposit Time
Have questions? Send a message to our Member Services team in the app or check out the Help Center.
Get started
Chime Claims Dispute Form
Applying for an account is free and takes less than 2 minutes.
It won't affect your credit score!
Learn how we collect and use your information by visiting our Privacy Policy›
